Procedure Fee	No Interest Payment Plans*
	Required Minimum Monthly Payment†	3 Months	6 Months††	12 Months††	18 Months††
		Estimated Monthly Payments to Avoid Interest*
$1,000	$30	$333	$167	$111	$333
$2,000	$60	$667	$333	$167	$333
$3,000	$90	$1,000	$500	$250	$333
$4,000	$120	$1,333	$667	$333	$333
$5,000	$150	$1,667	$833	$417	$333
$6,000	$180	$2,000	$1,000	$500	$333

EXTENDED Payment Plans*
24 Months	36 Months	48 Months	60 Months
Estimated Monthly Payments
$46	$32	$25	$21
$92	$64	$51	$42
$138	$97	$76	$64
$184	$129	$101	$85
$230	$161	$127	$106
$277	$193	$152	$127

To estimate monthly payments for treatment fees not listed, visit our online payment calculator at www.carecredit.com

*/** See below for details.

Under the No Interest Plans, each month you are only required to pay the required minimum monthly payment in the column to the left and to avoid interest, the promotional purchase must be paid in full within the promotional period. The amounts in these columns are the amounts to be paid if you choose to make equal monthly payments and ake advantage of the promotion.

†If you choose not to take advantage of the promotion and only make minimum monthly payments when due, the number of months to pay in full is as follows: $1,000 is 150 months; 2,000 is 209 months; 3,000 is 240 months; 4,000 is 269 months; 5,000 is 289 months; 6,000 is 304 months. see below for additional details.

†† 6, 12 and 18 months are not available in all offices. Please ask for availability

 

 

 

 

Care credit offers you:

No Interest Payment Plans */††for 3, 6, 12, and 18 monthsIf you pay at least the minimum monthly payment each month when due, and pay the promotional balance in full by the end of the promotional period, then no interest is charged on your promotional purchase.

OR

Divide the promotional balance into equal monthly payments (3, 6, 12 or 18 months). Pay the balance in full prior to the end of the promotional period.

Extended Payment Plans** for 24, 36, 48 and 60 months

No Interest If Paid Within 3, 6, 12, or 18 Months* Minimum monthly payments required.

* Applies to purchases of $300 or more made on the CareCredit consumer credit card account. Under the promotion, no finance charges will be assessed on the promotional purchase as long as: (1) you pay the Rromo Rurchase amount in full within 3,6,12 or 18 months (the"promo period"), and (2) you pay, when due, the minimum monthly payment on your account, which includes a required minimum monthly payment on the promo purchase. If you fail to satisfy either of the above condItions, all special promo terms wifl be terminated and finance charges will be assessed on the promo purchase amount from the date of the purchase. Payments over the minimum will usually be applied to those promo balances before non-promo and other balances. If you have a non-promo balance this may reduce the benefit from the promo. If you want to change the allocation please call 866-893-7864. All plans are not available in all offices.

24 Months, 36 Months, 48 Months, 60 Months Fixed Payment 9.90% APR

* * Applies to Rurchases of $1000 or more on a CareCredit consumer creait card account. Fixed minimum monthly payments equal to 4.61 % for 24 months, 3.22% for 36 months, 2.53% for 48 months, or 2.1198% for 60 months of the promotional purchase amount will be required each month until the Rromotional purchase is paid III fulL in addition to any other required minimum Rayment. Finance charges will be applied to the promotional balance at the fixed daily periodic rate of .0271 % (corresp,onding fixed ANNUAL PERCENTAGE RATE of9.90%) untIl the promotional balance is paid in full. If minimum monthly payments on your account (including optional insurance/debt cancellation charges) are not paid when due, all special promotional terms may be terminated. Standard account terms apply to non-promotional purchases.

Additional Disclosure

Optional credit insurance/debt cancellation charges on your promo purchase are not subject to the promotIOnal terms. Variable APR is 22.98% as of February 1, 2006. Fixed APR of 26.99% applies if the minimum payment is not made by the payment due date two times in any six consecutive billing periods. Minimum finance charge is $1.00. Existing cardholders should see their credit card agreement for standard terms. Offer is subject to credit approval by GE Money Bank.

Payment Estimator Disclosure

† The required minimum monthly payment is the approximate amount required to be paid each month for the corresponding initial purchase (includes initial amount and applicable taxes) and assumes that no additional purchases or charges (i.e. late fee, credit insurance, etc) are incurred nor the interest rate changes. Monthly payment amounts are principal and interest charges. The payment schedule assumes only the required minimum payments are made each month when due. The customer is permitted to pay more than the minimum amount due each month, and by doing so, the balance will be more quickly repaid and less finance charges will be incurred. For full description of the terms governing this account, refer to the CareCredit Credit Card Agreement with GE Money Bank.