because your smile is important to us. CareCredit is a convenient, low minimum monthly payment program for your entire family specifically designed to pay for healthcare and elective treatment not covered by insurance. CareCredit, the leader in patient financing, has made it easy for more than 4 million patients nationwide to get the treatment that they need. For treatment fees from $1 to over $25,000, CareCredit has a variety of low minimum monthly payment plans. So you can start treatment today!
With CareCredit you Can:
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Pay for co-payments, deductibles, and treatment not covered by insurance
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Start treatment immediately and pay over time with low minimum monthly payments
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Pay for other healthcare expenses for you and your family without having to reapply
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Reserve existing credit cards for household or unplanned expenses
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Have no annual fees
CareCredit Offers Two Types of Plans:
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No Interest Payment Plans
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Low Interest Payment Plans
Here s How They Work:
3, 6, or 12 Month No Interest Payment Plans'††
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Pay for treatment over 3, 6, or 12 Months with no interest.
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As long as you pay the low minimum monthly payment each month when due, and the balance in full by the end of the 3, 6, or 12 month term, no interest will be charged on your purchase.
24, 36, 48, or 60 Month Low Interest Payment Plans (9.90%APR)
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Enjoy low minimum monthly payments with the 24, 36; 48, or 60 month plans.
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The 9.9% annual percentage rate is lower than average credit cards and makes convenient fixed low minimum monthly payments possible.
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Available for treatment fees of $1,000 or more.
Care Credit s Payment Plans can be used repeatedly for yourself, your entire family, and even your pets with no need to reapply.*
*Subject to credit approval
No Interest Payment Plans |
9.9% Extended Payment Plans |
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Treatment Fee |
Minimum Monthly Payment |
3
Month |
6 Month |
12 Month | 24 Month |
36 Month |
48 Month |
60 Month |
| $300 | $10 | $100 | $50 | $25 | N/A | N/A | N/A | N/A |
| $400 | $12 | $133 | $67 | $ | N/A | N/A | N/A | N/A |
| $500 | $15 | $167 | $83 | $ | N/A | N/A | N/A | N/A |
| $600 | $18 | $200 | $100 | $ | N/A | N/A | N/A | N/A |
| $700 | $21 | $233 | $117 | $ | N/A | N/A | N/A | N/A |
| $800 | $24 | $267 | $133 | $ | N/A | N/A | N/A | N/A |
| $900 | $27 | $300 | $150 | $ | N/A | N/A | N/A | N/A |
| $1,000 | $30 | $333 | $167 | $83 | $46 | $32 | $25 | $21 |
| $1,200 | $36 | $400 | $200 | $100 | $55 | $39 | $30 | $25 |
| $1,400 | $42 | $467 | $233 | $117 | $65 | $45 | $35 | $30 |
| $1,500 | $45 | $500 | $250 | $125 | $69 | $48 | $38 | $32 |
| $2,000 | $60 | $667 | $333 | $167 | $92 | $64 | $51 | $42 |
| $2,500 | $75 | $833 | $417 | $208 | $115 | $81 | $63 | $53 |
| $3,000 | $90 | $1,000 | $500 | $250 | $138 | $97 | $76 | $64 |
| $3,500 | $105 | $1,167 | $583 | $292 | $161 | $113 | $89 | $74 |
| $4,000 | $120 | $1,333 | $667 | $333 | $184 | $129 | $101 | $85 |
| $4,500 | $135 | $1,500 | $750 | $375 | $207 | $145 | $114 | $95 |
| $5,000 | $150 | $1,667 | $833 | $417 | $230 | $161 | $127 | $106 |
| $7,500 | $225 | $2,500 | $1,250 | $625 | $346 | $242 | $190 | $159 |
| $10,000 | $300 | $3,333 | $1,667 | $833 | $461 | $322 | $253 | $212 |
| $15,000 | $450 | $5,000 | $2,500 | $1,250 | $691 | $483 | $380 | $318 |
| $20,000 | $600 | $6,667 | $3,333 | $1,667 | $922 | $644 | $506 | $424 |
| $25,000 | $750 | $8,333 | $4,167 | $2.083 | $1,152 | $806 | $633 | $530 |
| over $25,000 | For amounts on this chart or for amounts over $25,000, please consult your dental provider | |||||||
To estimate monthly payments for treatment fees not listed, visit our online payment calculator at http://www.carecredit.com * See back panel for details.
Under the No Interest Plans, each month you are only required to pay the required minimum monthly payment in the column to the left and to avoid interest, the promotional purchase must be paid in full within the promotional period. The amounts in these columns are the amounts to be paid if you choose to make equal monthly payments and take advantage of the promotion.
If you choose not to take advantage of the promotion and only make minimum monthly payments when due, the number of months to pay in full is as follows: $300 is 45 months; $500 is 88 months; $700 is 118 months; $900 is 139 months; $1,000 is 149 months; $1,200 is 165 months; $1,500 is 184 months; $2,000 is 209 months; $2,500 is 228 months; $3,000 is 244 months; $3,500 is 258 months; $4,000 is 269 months; $5,000 is 289 months; $7,500 is 324 months; $10,000 is 349 months; $15,000 is 384 months; $25,000 is 429 months. See back panel for additional details.
6 and 12 months are not available in all offices. Please ask for availability.
Ask us for an application
. Complete and sign the application. Return to our practice for submission
Online Application
Go to http://www.carecredit.com
- Fill out the patient application
- Receive a decision immediately
- Contact our practice to schedule treatment
Automated Phone Application
- Call (800) 365-8295 and follow the prompts
- Receive an immediate decision.
- Contact our practice to schedule treatment
Where can I use CareCredit?
CareCredit can be used to pay for treatment for you and your entire family at over 55,000 participating healthcare practices nationwide for:
- Dentistry
- Vision Care (including LASIK)
- Veterinary Medicine
- Audiology
- Cosmetic Surgery
- Other Healthcare Specialties including: Chiropractic Treatment, Hair Restoration, Weight Loss, and more.
To find a provider in your area please visit http://www.carecredit.com/
Frequently Asked Questions
Can I use my CareCredit card for other family members
Yes. You can use CareCredit for your entire family's healthcare needs (even the family pet) without having to reapply.
Can I use my Care Credit card again with No Interest?
Yes. As long as you have credit available, you can use CareCredit multipie times for other treatments, and have different No Interest plans on your account at the same time without having to reapply.
Will using CareCredit cause problems with my insurance?
No. CareCredit is a revolving line of credit designed specifically to help you pay for healthcare expenses not covered by insurance and does not affect your Insurance coverage in any way.
Can I begin treatment right away even if I haven't received my CareCredit card?
Yes. You can use your CareCredit account immediately. You will receive your card in the mail within 3 weeks.
Is the Information I provide CareCredlt confidential?
Yes. Your privacy is Important to us. We guarantee all personal information you provide will be kept strictly confidential.
How do I pay my monthly balance? You will receive a monthly statement. Simply pay your
monthly balance by mall with a check or money order. Or you can pay online at http://www.carecredit.com/
Who do I call It I have questions?
We have Customer Support Representatives available to assist you with all your account needs at (866) 893-7864.

We offer CareCredit®